Learn

Key Takeaways Form 4506‑C rejections can happen for a variety of seemingly-trivial errors Common issues include mismatched names or TINs, outdated addresses, illegible scans, and missing or outdated signatures Formatting

Key Takeaways Form 4506-C for tax data verification comes with strict formatting rules, wet signatures, and high rejection rates that slow the lending process. Form 8821 offers broader, ongoing IRS

Key Takeaways Account transcript codes are 3-digit numbers used by the IRS to indicate certain actions taken on a taxpayer’s account These codes can be used by lenders to better

Key Takeaways Legacy Bank & Trust needed a faster, cheaper way to approve, underwrite, and fund loans, especially around IRS transcript retrieval. By integrating TOD, the bank streamlined intake and

Key Takeaways Different types of IRS transcripts serve diverse purposes in lending, and having an acute awareness of those variances can bolster lending practices, saving both timing and money.  A tax

In our current era of rapid technological advancement, what used to be considered “tech savvy” is now the new normal. AI is becoming more widespread and new tech developments are

2025: A Milestone Year For TOD and Lenders As we reflect on the year behind us, it’s clear that 2025 marked a major leap forward for lenders who streamlined their

Why Timing Matters: The Case for Early Transcript Retrieval in Lending In lending, every detail matters, and time is of the essence. One critical component that frequently gets overlooked when

2022 IRS Tax Filings Data This fall, IRS Tax Data was published based on tax filings from 2022. The IRS’s annual corporate tax statistics provide a comprehensive look at the

Government Shutdown Stalls Lending, But TOD Keeps Lenders Moving Forward As the longest federal government shutdown in history continues, its ripple effects are being felt across the lending space, particularly